If your employer or an organization to which you belong is on the sponsor list of Select Employee Groups (SEG's), you and your family* are eligible to join CMAR Credit Union! CMAR is a tax exempt, financial cooperative owned and controlled by its members. With your first deposit to your share savings account, you establish ownership of a "share" of the credit union. All of our members own this institution and all have an equal say in how the credit union is run. The volunteer Board of Directors, elected by and from within the membership, makes decisions in the best interests of that membership.

Since credit unions are not-for-profit organizations, we return all profits (after setting aside adequate reserves) to you, our member - in the form of higher savings dividends, lower lending rates and fees, and an extensive line of low-cost services. Following the credit union philosophy of "people helping people," we are constantly striving for better ways to connect you to your money and improve your financial future.

* Any person related by blood, adoption, or marriage such as a spouse, child, parent, grandparent, grandchild, brother, sister, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law, sister-in-law, niece, or nephew and a surviving spouse of a deceased member.