CMAR has various ways to make the most from your money. Usually a combination of free savings programs allows you high interest rates and flexibility when you need it and, CMAR begins paying dividends with balances of only $100 and above. Dividends are paid quarterly using the average daily balance method.

Our Share Draft options give you the freedom to choose which type of account best suits your needs. Unless otherwise stated, all accounts offer:

• free checking switch kit and personal assistance to move your checking account from another financial institution;
• no per-check charges;
• ATM card with extensive, surcharge-free networks and point-of-sale locations ($1 monthly fee);
• free starter checks; and
• Overdraft Privilege available.

A minimum balance of $100 is required on most accounts to earn the APY. Fees assessed on the account may reduce the earnings on the account.

We have loans for all reasons and seasons! Borrowing from CMAR is easy and affordable. And remember, at CMAR, your ability to borrow rests with more than just your credit score. Application for loans can be done in one of five convenient ways...with an application from E-Branch located on this website, by telephone (except for real estate), fax, mail, and at a branch.