CMAR offers Christmas and Vacation Clubs that work much like a regular savings account, but allow you to save for a very specific purpose.

Christmas Club: This popular club allows you to save periodically during the year for what is most members' biggest shopping season. Just call us November 1 - December 31 of each year and request a check for any amount your balance will allow. Any funds remaining in your account will be rolled over without penalty so you can begin saving for the next year! Happy shopping!

Vacation Club: Contact us for more details. Happy vacationing!

Name Your Own Account: We even have an accounts you can customize to a specific saving goal! Go ahead and open a "New Couch Account," a "Big Screen TV Account," or a "Wedding Bells Account!"

Little Savers' Club for members birth to 12 years of age: To help begin good saving habits early, this club offers a child an opportunity to learn how to deposit, save, and the value of earning interest. (Only adults 18 years of age and over may receive an ATM/debit card to access this account.)

Platinum Club for members 55 years and above: Automatically enrolled in this club when you become 55 years of age, these members may enjoy a dozen extra benefits!

• 0.15% interest bump on savings deposits;
• 0.50% lower interest rate on consumer loans (for members 62 years and above);
• 0.50% lower interest rate on share-secured loans and certificate-pledged loans (for members 62 years and above);
• Free checking with no monthly service fee, no per check charge, and first order of checks are free;
• Free American Express Travelers' Checks;
• Free use of VISA check card;
• Free notary service;
• Free copy machine service;
• $5 discount on safe deposit box rental